The party who will pay your insurance claim after a car accident will depend on the circumstances of the accident and the insurance policies involved. Here are some of the possible scenarios:

  1. Your own insurance company: If you have collision coverage, your own insurance company may pay for the damages to your vehicle, regardless of who was at fault for the accident. If you have personal injury protection (PIP) or medical payments coverage, your own insurance company may also pay for your medical expenses.
  2. The other driver’s insurance company: If the other driver was at fault for the accident, their insurance company may be responsible for paying for the damages to your vehicle and your medical expenses.
  3. Both insurance companies: In some cases, both insurance companies may share the responsibility for paying for the damages and injuries resulting from the accident.
  4. Out of pocket: If neither you nor the other driver has insurance coverage or if the insurance coverage is not sufficient to cover the damages and injuries, you may be responsible for paying for the damages out of pocket.

It’s important to note that insurance claims can be complex, and the insurance companies involved may dispute who was at fault for the accident or the extent of the damages and injuries. If you have been involved in a car accident and need to file an insurance claim, it may be helpful to consult with an experienced attorney who can help you navigate the claims process and protect your rights.



Depending on the circumstances of your car accident, you or your loved one could recover compensation for all that you have endured. This area of law is very complicated; there are exceptions and technicalities that if you do not know the law can cost you hundreds of thousands of dollars. This is why it is imperative you consult with our experienced Pennsylvania car accident attorneys at The Pisanchyn Law Firm to guide you through your claim.

Please, call our Pennsylvania accident attorneys toll free at 1-800-444-5309 for a free consultation. We have offices in Harrisburg, Scranton, Philadelphia and Pittsburgh and will travel to you.