Bicycle Accident Lawyers
Even though sharing the road with bicyclists and staying at least four feet away from cyclists on roadways are laws in Pennsylvania, there are some drivers who unfortunately ignore them. When cars and trucks collide with bicyclists, the results can be catastrophic.
WHO PAYS THE MEDICAL BILLS IN A BICYCLE ACCIDENT?
The liability for medical bills after a bike accident can vary depending on the circumstances of the accident and the insurance coverage for all parties, including the policy for the cyclist that was injured.
CAR INSURANCE POLICY
A bicyclists auto insurance, if they have one, is the first line of defense for medical bill coverage after a bicycle-car accident. However, the amount of coverage you have largely depends on whether you have a full-tort or limited-tort policy.
NO CAR INSURANCE POLICY
If you’ve been injured in a bicycle accident and you do not drive, there are several other options for medical bill coverage:
If you live with a relative who owns a car and has car insurance, you may be covered under their policy.
If you have a personal health insurance policy, or one offered through your employer, your medical bills could be covered under that policy.
You may be able to file a claim against the driver’s insurance company.
DEALING WITH INSURANCE COMPANIES
No matter what your insurance coverage is it is best not to speak to or sign anything from an insurance company before speaking with an experienced bicycle accident attorney.
Even when the fault in a bicycle accident is clear, there are no guarantees on recovering the full compensation you deserve. The driver who hit you could be uninsured or underinsured, or the insurance company may pressure you into a low settlement. For these reasons, it is imperative you contact the Pisanchyn Law Firm’s excellent Bicycle Accident Attorneys if you or a loved one has been injured a bicycle crash.
DO YOU HAVE A BICYCLE ACCIDENT INJURY CASE?
Determining whether or not you have a bicycle injury case for compensation involves many factors. They include:
- The circumstances of your bicycle accident
- The extent of your injuries
- The medical bills, hospital stays, and surgical procedures associated with your accident
When you call for your free consultation, we will consider all the details related to your accident and let you know the best steps to take. Evidence and witnesses disappear, and accident victims have strict deadlines to file legal claims, so it is in your best interested to contact an attorney as soon as possible.
DO YOU NEED A BICYCLE ACCIDENT ATTORNEY?
If you or your loved is a bicycle accident victim, you may could receive compensation for pain, suffering, lost wages, medical bills, permanent disability, and other damages. This area of law is very complicated; there are exceptions and technicalities that if you do not know the law can cost you hundreds of thousands of dollars. This is why it is imperative you contact our experienced bike accident attorneys to guide you through this difficult time.Please, call toll free at 1-800-444-5309 for a free consultation. We have offices in Scranton, Pittsburgh, Philadelphia and Harrisburg and will travel to you.
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What To Do After an Accident
Call the police
A police report is a necessary document for any personal injury claim arising from an auto accident. This will not only contain information regarding how the accident occurred and whether injuries were sustained, but also witness information that may be valuable in future litigation. If for some reason you do not call the police immediately, there is a form you can complete to file an accident report after it occurs, which can be found at the Pennsylvania Department of Motor Vehicles site: http://www.dmv.state.pa.us/pdotforms/dl_forms/aa-600.pdf
Seek medical treatment
If you sustained an injury in the accident, even if you are not sure whether it is serious, you should seek immediate medical treatment and truthfully describe your symptoms to the person who treats you. They may take X-Rays, MRIs, or other diagnostic tests to determine whether you need treatment. It is common to receive a “sprain and strain” diagnosis, which the emergency room physicians may say should improve with rest and over the counter anti-inflammatories, such as ibuprofen. Hopefully, you will improve. However, if you continue to have problems after the initial visit, you should consider following up with your regular doctor or a specialist to see if the injury is more severe than the original diagnosis would indicate.
Detail the accident
After a crash, you may have a vivid recollection of exactly what happened, or you may not recall the events. Since memories may fade over time, it is helpful to draw the road or intersection where the accident occurred, including the position of the vehicles and any traffic lights or signs. If you recall what speed you were traveling, whether you saw the other driver on a cell phone, or anything else that you think may be important, writing it down can help refresh your recollection later on.
Call your insurance agent
Your car insurance will likely cover your initial medical bills, up to your coverage limit. You may also have wage loss and property damage coverage. It is important to contact your insurance company to open the claim and provide them with whatever information they need.
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