Hit and Run…Minus the Hit?

Did you know in Pennsylvania another vehicle does not have to physically touch your vehicle to be treated the same as a hit and run?

Are you wondering how that’s possible? Doesn’t hit and run mean, someone hit you causing you to crash, then fled the scene? Yes, however if someone, for example, cuts you off in traffic, causing you to lose control and wreck, then flees after the fact, this is handled in the same manner as a hit and run. This type of accident is called a phantom driver accident.

We’ll post more about phantom driver accidents as the week continues, but first we want to cover the insurance aspect of these accidents. If you don’t have the right coverage on your insurance policy you could be left with all the bills resulting from a hit and run or phantom driver accident. Uninsured Motorist Coverage doesn’t only protect you if an uninsured driver causes your crash, it also protects you in the event of a hit and run or phantom driver accident. Hit and run drivers and phantom drivers are considered to be uninsured.

By having uninsured motorist coverage if you are ever the victim of a hit and run, phantom driver, or uninsured motorist, your insurance company then steps in to take the place of the uninsured/unknown driver. While this sounds cut and dry, there is a lot more to it. You should never handle any type of accident claim without the help of an experienced attorney. There are many things about this area of law that if you don’t know, could cost you thousands which is why it is of the utmost importance to contact an attorney as soon as possible after an accident.

Call our accident attorneys at The Pisanchyn Law Firm as soon as you or a loved one are injured in an accident so we can help you obtain the compensation you deserve. For more information about accidents, insurance, and all other injury matters please be sure to visit our website.