Adapting Negotiation Strategies for First- and Third-Party Claims
Pisanchyn Law Firm is proud to announce that Attorney Bradley D. Moyer has once again been invited to serve as a featured speaker for the National Business Institute (NBI) a continuing legal education provider that hosts seminars for attorneys and legal professionals nationwide.
Following his previous success presenting on advanced personal injury litigation, Attorney Moyer will lead a new session titled:
“First vs. Third Party Claims: Adapting Your Negotiation Strategy”
This presentation will take place during NBI’s upcoming “Auto Injury Litigation: Secrets Insurance Companies Don’t Want You to Know” seminar.
About the Topic: First vs. Third Party Claims
Insurance negotiations play a crucial role in nearly every personal injury case; but the tactics and legal obligations differ significantly between first-party and third-party claims.
Attorney Moyer’s session will break down how lawyers can adapt their strategies based on the type of claim and insurer involved, focusing on practical insights that directly impact settlement outcomes.
Session Overview
Attorney Moyer’s presentation will explore three key areas:
- Insurer Obligations in First-Party vs. Third-Party Claims
Understanding how Pennsylvania law defines the duties of insurers when handling first-party benefits; such as medical payments (Med Pay) or uninsured/underinsured motorist (UM/UIM) coverage; compared to third-party liability claims.
He’ll discuss the implications of bad faith statutes, policy language interpretation, and common pitfalls that arise when insurers fail to meet their obligations.
- Nuances of Negotiating Med Pay, UM/UIM, and Other First-Party Claims
This section will offer real-world negotiation tips based on experience handling hundreds of insurance disputes. Attorney Moyer will highlight how insurers evaluate exposure, what documentation strengthens first-party claims, and how to counter low settlement offers that undervalue client injuries or future care needs. - Tips for Negotiating Third Party Claims
Finally; Moyer will share strategies for maximizing value in third-party claims, where the at-fault driver’s insurance coverage; and its limits, dictate the available recovery. He’ll outline ways to identify hidden policies, leverage comparative negligence laws, and present evidence that increases claim value.
Why This Matters for Pennsylvania Injury Victims
While the seminar is designed for legal professionals, the information has a direct impact on Pennsylvania injury victims.
Understanding how insurers approach first and third party claims helps clients recognize why hiring an experienced personal injury attorney can dramatically change the outcome of a case.
In Pennsylvania:
- First-party coverage is your own insurance, meant to pay for things like medical bills or wage loss regardless of fault.
- Third-party claims target the at-fault driver’s insurer for damages like pain and suffering, loss of future earnings, or long-term care.
These two systems often overlap, creating confusion that insurance companies may exploit to minimize payouts. Attorney Moyer’s insights help ensure lawyers and their clients, are fully prepared to fight for fair compensation.
About Attorney Bradley D. Moyer
Attorney Moyer focuses his practice on personal injury, motor vehicle accident litigation, and insurance bad faith claims. Known for his deep understanding of Pennsylvania’s insurance laws and courtroom experience, he has represented clients across the Commonwealth in cases involving catastrophic injury, wrongful death, and complex multi-party liability.
His ongoing work with the National Business Institute reflects his dedication to educating fellow attorneys while advocating for fair treatment of injury victims statewide.
About Pisanchyn Law Firm
Pisanchyn Law Firm represents injury victims across Pennsylvania in cases involving car accidents, medical malpractice, workers’ compensation, and other serious personal injury matters.
The firm is committed to ensuring every client receives personalized attention and aggressive advocacy; whether at the negotiating table or in court.
If you or a loved one has been injured and need help dealing with the insurance company, our attorneys are here to help.
Call us now!
