Obtaining workers’ compensation benefits can be a complex process, and simple mistakes can lead to denied claims for even the most deserving parties. The following are common mistakes that can be avoided to ensure you receive what you deserve after your work injury.
Mistake #1: Not Reporting Your Injury
It stands to reason that you must report your injury to your employer in order to collect benefits from their insurance company, but many people fail to take this crucial step. As a best practice, you should report even minor injuries to your employer, even if you think they will heal quickly.
Mistake #2: Reporting Your Injury Verbally
When reporting the accident or injury to your employer, it is absolutely crucial to obtain a written copy of the accident report. Your employer should provide you with a claim form – if they do not, consider reporting the injury via e-mail so that you have a written record of the report.
Mistake #3: Waiting To Seek Medical Care
When you postpone medical care, the insurance company often takes this as a sign that you aren’t seriously injured. They typically will use this to deny or mitigate the value of your claim, so it’s crucial to visit a doctor as soon as possible after suffering an injury. It is also vital that you go to all follow-up appointments and physical therapy to reinforce your case.
Mistake #4: Changing Your Story
It’s important to be very honest and specific about your injuries and limitations, as any inconsistencies in your story can be used to deny your claim. It is not unheard of for insurance companies to hire a private investigator to keep an eye on you, and they will look for any evidence that your injuries weren’t as serious as you claimed.
Mistake #5: Not Hiring An Experienced Workers’ Comp Lawyer
Perhaps the most important thing you can do to strengthen your claim is to hire an experienced workers’ compensation attorney. At the Pisanchyn Law Firm not only will we protect your rights, we will give you free advice and representation for your workers’ compensation claim up until a petition is filed.
We will also take the time to educate you on all areas of the Worker’s Compensation system so you know what to expect and what to do when certain situations come up. Just like your injury is 24/7, so is our assistance, guidance, and consultation.
Call 1-800-444-5309 for your free consultation. We have offices in Harrisburg, Pittsburgh, Philadelphia and Scranton and will travel to you.