Insurance companies follow strict legal definitions of what serious injury really is, and even though there is a serious injury exception for limited tort, you still may not get compensation for your pain and suffering.
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Along with serious injury, there are other exceptions to limited tort but relying on these exceptions alone to be compensated for your pain and suffering, in most cases, will not help you.
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Whatever option you choose, full tort or limited tort, it could affect your family, too.
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Too often people come to us thinking they have “full coverage” on their insurance policies only to find out too late that they have the basic coverage required by law, or not enough coverage to pay for the hospital bills and damages.
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Here at The Pisanchyn Law Firm we think it’s important to educate our friends, families, and clients on our different areas of practice. Each week we compile a list of important facts that most people don’t know, and as a result, could harm them or their claim. As the week goes on we share more information on each fact.
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It’s common for us to ask if you have full tort on your insurance policy and many times people will respond with, “I have full coverage.” Full coverage and full tort are not one in the same.
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People choose limited tort on their policy because it saves them a little money right now, but if you get in a bad accident it won’t save you anything; in fact you could cost you thousands.
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Along with serious injury, there are other exceptions to limited tort but relying on these exceptions alone to be compensated for your pain and suffering, in most cases, will not help you.
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Nurse case managers, or rehabilitation nurses, will sometimes be assigned to monitor your recovery after your work injury. These nurses are hired by the insurance company. They are to report back to the company on doctor’s recommendations and will normally suggest or guide the injured worker to different doctors or specialists.
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The two types of spinal cord injuries are complete spinal cord injury and incomplete spinal cord injury.
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Spinal cord injury effects are usually lifelong. After stabilizing the injury and the victim, care becomes focused on preventing complications that could happen as a result of prolonged bed rest and keeping the victim comfortable.
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Say your car was rear-ended. Or you were bitten by a dog. Or you slipped and fell on a wet floor in a supermarket. It wasn’t your fault. Your injuries were severe. It took you a long time to recover.
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If you’ve been injured in the workplace, you might be wondering whether or not to hire a lawyer to assist you with your claim. The answer is most likely, yes. In fact, most reputable lawyers will tell you if you have a claim that you can handle by yourself.
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Traumatic Brain Injuries (TBI’s) require immediate attention and proper diagnosis. Unfortunately, unless an injury victim suffers a visible head injury, traumatic brain injuries often get neglected. Moreover, some minor head injuries are not immediately visible and start showing effects long after the patient is discharged from the hospital.
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Accidents happen and you may not be thinking clearly after you are in a car crash. You may even be injured. Knowing what to do in case of an accident is important.
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